How to Make Sure Purchasing Your Home Goes Smoothly


Once you have decided to use L&H to purchase your home for you, please send us the following information, in order that we can complete your purchase as seamlessly as possible:

STEP 1

  • Have your real estate agent fax or email us the Agreement of Purchase and Sale.

STEP 2

  • Send us an email or give us a phone call and provide us with the following:
    • The full name(s) of each individual that will be going on title to the property;
    • The date of birth of each individual that will be going on title to the property;
    • The phone number and email address of each individual that will be going on title to the property;
    • The marital status and/or relation to each individual that will be going on title;
    • Whether or not each individual that is going on title is a first time home buyer (meaning that they have never purchased a property anywhere in the world before) or not;
    • Copies of two (2) pieces of valid identification (both front and back) for each individual that will be going on title. Please note that health cards are not accepted. The first piece of ID must be a photo ID (example: Drivers licence or Passport) and the second piece of ID can be a credit card or SIN card;
    • A copy of a “VOID” cheque from the account that you are planning to use to pay your mortgage (if applicable);
    • If you are purchasing a new home please provide our office with the TARION New Home Warranty Certificate.

STEP 3

  • Please contact your insurance broker and set up a home/fire insurance policy. Have your insurance broker fax our office a copy of your home/fire insurance binder. This is a common request for your insurance broker and they will know exactly how to deal with your request.

STEP 4

  • Please advise the necessary utility companies (telephone, cable, water, hydro, gas) that you are purchasing a new property and provide them with the address of your prospective property and the closing date.
  • Please note that our office will notify the applicable tax office.

STEP 5

  • Approximately one (1) week prior to the date of closing our office will get in touch with you in order to set up an appointment. Please note that our office will need to have received all necessary mortgage documents prior to setting up an appointment.
  • At our meeting you will be required to bring in copies of two (2) pieces of valid identification (both front and back) for each individual that will be going on title as well as monies owing to the vendor including all closing costs associated with your purchase.

STEP 6

  • On the day of Closing:
    • Generally speaking there is very little for you to do on the day of closing except for picking up your keys from our office once we have successfully registered your transfer/deed.
    • It is our job to complete all the necessary banking and to send all of the necessary documentation and funds to the Vendor’s solicitor’s office.
    • Once the Vendor’s solicitor has received all of the necessary documents and funds we will be able to register your transfer/deed. This usually takes place between 2-5 p.m., our office will notify you once we can release the keys to you.
    • If you are purchasing a new home from a builder, the keys are generally kept at the site office for pick-up.

STEP 7

  • Closing Package:
    • Within two (2) months of your closing date, our office will mail you all of the relevant documents and a detailed breakdown of the costs and fees associated with your purchase.

Contact us today to get started.

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